Terms of Use

inPlace Professionals, LLC — d/b/a Dr. Rachael Van Pelt

Last Updated: May 30, 2026

Please read carefully.

These Terms include important provisions that affect your legal rights — including that our content and tools are educational only and not medical, financial, or legal advice (Section 4); how our coaching and real estate services work (Sections 5–6); limitations on our liability (Sections 15–16); and an agreement to resolve disputes through binding individual arbitration and to waive class actions (Section 20).

1. Acceptance of These Terms

These Terms of Use (“Terms”) are an agreement between you and inPlace Professionals, LLC, doing business as Dr. Rachael Van Pelt (“inPlace,” “we,” “us,” or “our”). They govern your access to and use of rachaelvanpelt.com, rightsizeretirement.com, coach.rightsizeretirement.com (including the Rightsizing Decision Coach), and any related websites, tools, content, and services we offer (collectively, the “Services”).

By accessing or using the Services, you accept and agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Services.

2. About Our Services

Through the Services we offer: educational content (including our podcast, articles, and videos); the Rightsizing Decision Coach, a free self-assessment tool; and paid coaching services that help adults think through whether and how their home fits their next chapter — namely the Rightsizing Action Plan and the Rightsizing Academy. Where appropriate, and only under a separate written agreement, we also offer Colorado real estate representation or referrals to agents in other markets (see Section 6).

3. Eligibility

The Services are offered to users who are 18 years of age or older. The Services are intended primarily for residents of the United States. By using the Services, you represent that you meet these requirements and that the information you provide is accurate and current.

4. No Medical, Financial, or Legal Advice; No Professional Relationship

This is the most important section for you to understand.

Dr. Rachael Van Pelt is a healthspan scientist and a coach. The Services provide general education, coaching, and information — they do not provide medical, healthcare, psychological, financial, investment, tax, or legal advice, and they are not a substitute for advice from a qualified professional who knows your specific situation.

• Not medical advice. Nothing in the Services diagnoses, treats, or cures any condition, and no doctor–patient relationship is created. Consult your physician before making changes to your exercise, nutrition, sleep, or other health-related routines, especially if you have a medical condition.
• Not financial or legal advice. Information about home equity, costs, timing, or finances is general and educational. We are not your financial advisor, and no fiduciary relationship is created. Consult your own financial, tax, and legal professionals before making decisions.
• The Decision Coach is an educational tool. Its results are general, informational, and based solely on the answers you select. They are not a professional assessment, recommendation, appraisal, or diagnosis, and you should not rely on them as your sole basis for any decision.

Any reliance you place on the Services is at your own risk.

5. Coaching Services, Fees, and Payment

• Engagements. Our coaching offerings include the Rightsizing Action Plan (a one-time engagement) and the Rightsizing Academy (a month-to-month engagement). The specific scope, fees, and terms for your engagement will be set out at the time of purchase or in a separate coaching agreement, which controls if it conflicts with these Terms.
• Payment. Payments are processed by Stripe through a secure payment link we send by email. By paying, you agree to Stripe’s terms. We do not store your full payment card details.
• Refunds. Unless your coaching agreement states otherwise, or applicable law requires otherwise, fees for services already provided are non-refundable. The Rightsizing Academy is month-to-month and may be cancelled at any time; cancellation stops future billing but does not refund the current month.

We may decline or discontinue service in our reasonable discretion, including for non-payment.

6. Real Estate Services — Disclosure and Separation

Real Estate Licensing Disclosure

Rachael Van Pelt, Licensed Colorado Real Estate Broker, License #100101439. Brokered by eXp Realty, LLC, License #100037453.

• Coaching is not real estate brokerage. Our educational content and coaching are separate from real estate brokerage services. Using the Services, completing the Decision Coach, or engaging us for coaching does not create a real estate brokerage, agency, or client relationship.
• When a brokerage relationship is formed. A real estate brokerage or agency relationship arises only when you and Rachael Van Pelt (through eXp Realty, LLC) sign a written brokerage agreement. Real estate representation is available in Colorado; for other markets, we may refer you to a licensed agent through the eXp Realty network.
• No solicitation. Nothing in the Services is a solicitation to buy, sell, or list property where Rachael Van Pelt or eXp Realty is not licensed, or where such solicitation would be unlawful. All real estate services comply with applicable fair housing and equal opportunity laws.

7. Rightsizing Decision Coach — Use and Limitations

The Decision Coach is provided free of charge as an educational self-assessment. You agree to provide accurate information and to use the tool for your own personal, non-commercial purposes. As described in Section 4, its results are informational only. We may modify, suspend, or discontinue the Decision Coach at any time.

8. Access and Security

The Services do not generally require a password-protected account. You are responsible for the accuracy of the information you submit and for any device or connection you use to access the Services. We may withdraw, suspend, or restrict access to all or part of the Services at any time, and we will not be liable if the Services are unavailable for any period.

9. Intellectual Property

The Services and their contents — including text, graphics, logos, images, audio, video, frameworks, assessments, and the selection and arrangement of all of it — are owned by inPlace or its licensors and are protected by intellectual property laws. This includes our proprietary frameworks and materials (for example, the Body-Brain-Bank-Base assessment, the Go-Strong / Go-Slower / Go-Less framework, the Rightsizing Decision Coach, and the Next Act Ninjas podcast and related brand assets).

We grant you a limited, personal, non-commercial license to access and use the Services. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any part of the Services without our prior written permission, except as enabled by ordinary browser caching or any sharing features we provide. All rights not expressly granted are reserved.

10. Your Submissions and Communications

If you submit content to us — such as comments, reviews, testimonials, questions, or other materials (“Submissions”) — you represent that you have the right to do so, and you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display that content in connection with operating and promoting the Services. You are responsible for your Submissions, and they must comply with Section 12. Any rating, review, or testimonial you provide must reflect your honest, genuine opinion.

11. Prohibited Uses

You agree not to use the Services:

• in any way that violates any applicable law or regulation;
• to send spam or unsolicited promotional material, or to impersonate any person or entity;
• to harvest or scrape data, or to use any robot, spider, or automated means to access the Services without our written consent;
• to introduce viruses or other harmful code, or to interfere with, overburden, or disrupt the Services or their infrastructure;
• to attempt to gain unauthorized access to any part of the Services or related systems; or
• to engage in any conduct that restricts others’ use of the Services or that could expose us or others to liability.

12. Content Standards

Any content you submit must comply with applicable law and must not be defamatory, obscene, harassing, hateful, deceptive, or infringing; must not violate the privacy or publicity rights of others; and must not promote illegal activity. We may remove any Submission, and suspend or terminate access, for any reason in our discretion.

13. Reliance on Information

The information presented through the Services is provided for general informational purposes only. We do not warrant that it is accurate, complete, current, or useful, and any reliance on it is at your own risk. Content provided by third parties reflects their own views, not ours.

14. Third-Party Links and Services

The Services may link to or rely on third-party websites and services (for example, Stripe, Calendly, Brevo, YouTube, Spotify, and Apple Podcasts). We do not control them and are not responsible for their content, practices, or terms. Your use of third-party services is governed by their own terms and policies.

15. Disclaimer of Warranties

THE SERVICES, AND ALL CONTENT, TOOLS, AND MATERIALS PROVIDED THROUGH THEM, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY PARTICULAR RESULT OR OUTCOME WILL BE ACHIEVED. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW.

16. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL INPLACE OR ITS OWNERS, EMPLOYEES, CONTRACTORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICES, WHETHER BASED IN CONTRACT, TORT, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE SIX (6) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

17. Indemnification

You agree to defend, indemnify, and hold harmless inPlace and its owners, employees, contractors, and service providers from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms, your misuse of the Services, or your Submissions.

18. Assumption of Risk

You acknowledge that decisions about your health, your finances, and your home are significant and personal. You are solely responsible for the choices you make. Before acting on any health-related information from the Services, you should consult your physician; before acting on any financial or legal information, you should consult appropriate professionals. You assume all risk associated with your use of the Services and your own decisions.

19. Governing Law and Jurisdiction

These Terms and any dispute arising out of or relating to them or the Services are governed by the laws of the State of Colorado, without regard to its conflict-of-laws rules. Subject to Section 20, any legal action must be brought exclusively in the state or federal courts located in the City and County of Denver, Colorado, and you consent to the jurisdiction and venue of those courts.

20. Binding Arbitration and Class Action Waiver

Please read this section carefully — it affects how disputes are resolved and limits your rights.

Except for claims that may be brought in small-claims court and requests for injunctive relief to protect intellectual property, any dispute arising out of or relating to these Terms or the Services will be resolved by final and binding individual arbitration administered by the American Arbitration Association under its applicable rules, applying Colorado law. The arbitration will take place in Denver, Colorado, or by remote means as the arbitrator directs.

Class Action Waiver. You and inPlace agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims or preside over any form of class proceeding.

If this class action waiver is found unenforceable as to a particular claim, that claim (and only that claim) will be severed and may proceed in court; the remainder will continue in arbitration.

21. Time Limit on Claims

Any claim arising out of or relating to these Terms or the Services must be brought within one (1) year after the claim arises; otherwise it is permanently barred, to the extent permitted by applicable law.

22. Changes to These Terms and to the Services

We may revise these Terms from time to time. Changes are effective when posted, and your continued use of the Services means you accept the revised Terms; we will update the “Last Updated” date accordingly. We may also change, suspend, or discontinue any part of the Services at any time.

23. Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and share information. By using the Services, you consent to those practices.

24. Waiver and Severability

Our failure to enforce any provision is not a waiver of it. If any provision of these Terms is found unenforceable, it will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

25. Entire Agreement; No Third-Party Beneficiaries

These Terms, the Privacy Policy, and any coaching agreement you enter into with us are the entire agreement between you and inPlace regarding the Services and supersede all prior understandings. These Terms benefit only you and inPlace and create no rights in any third party.

26. Copyright Policy (DMCA)

We respect intellectual property rights. If you believe content on the Services infringes your copyright, you may send a notice under the Digital Millennium Copyright Act (17 U.S.C. § 512) to us at rachael.vanpelt@inplacepro.com. Your notice should include: your signature (physical or electronic); identification of the copyrighted work and of the allegedly infringing material; your contact information; a statement of good-faith belief that the use is not authorized; and a statement, under penalty of perjury, that the information is accurate and that you are authorized to act on the owner’s behalf. It is our policy to remove infringing material and, in appropriate cases, to terminate the access of repeat infringers.

27. How to Contact Us

inPlace Professionals, LLC (d/b/a Dr. Rachael Van Pelt)

Email: rachael.vanpelt@inplacepro.com

Mail: 22559 Springflower Drive, Golden, CO 80401